Statistical median / public-data estimate by ZIP, bedrooms, and property type — not MLS asking rent. Primary lift is HUD FY2026 50th-percentile rent (these are not Fair Market Rents) scaled onto the ZIP FMR/SAFMR, then aged with BLS CPI Shelter. HUD FMR stays on the result as the 40th / voucher number.
Two numbers, two jobs. FMR (40th) is HUD’s voucher / payment-standard figure. It is not market rent. Market blend (50th + ACS) is the underwriting hero: HUD FY2026 50th-percentile scaled onto the ZIP FMR/SAFMR, plus Census ACS 2024 5-year B25031. The form below returns both. Confirm with local comps. Methodology.
The hero number is a statistical median from public files, not an asking-rent scrape. HUD Fair Market Rents / Small Area FMRs are the 40th-percentile voucher schedule — we still show them, labeled as 40th / voucher. The lift uses HUD’s separate FY2026 50th-percentile series (not FMR) as ZIP FMR/SAFMR × (area 50th ÷ area 40th), then BLS CPI Shelter and a small property-type multiplier. ACS 2024 5-year B25031 is a second occupied-unit anchor with the Census margin of error. We do not drop a ZORI all-homes ZIP dollar onto a 3BR estimate.
For ZIPs outside the sample we fall back to a national FMR median, flag extrapolated, and do not invent ZORI or a HUD 50th. Bedroom counts above 4 use HUD’s historical +18% pattern. Live listing comps will usually read higher — free public files do not close that gap.
No. HUD Fair Market Rent is the 40th-percentile voucher schedule. It is not market rent. This estimator shows FMR labeled as 40th / voucher. The hero is a HUD FY2026 50th-percentile plus Census ACS 2024 5-year B25031 market blend.
The hero is HUD FY2026 50th-percentile rent (these are not Fair Market Rents) scaled onto the ZIP FMR or Small Area FMR, then aged with BLS CPI Shelter. Census ACS 2024 5-year B25031 is a second occupied-unit anchor with the Census margin of error. Not MLS asking rent.
Current product vintage is HUD FY2026, effective 2025-10-01, for both the 50th-percentile series and Fair Market Rents / Small Area FMRs. ACS is the 2024 5-year B25031 table.
Yes. This is a statistical median from public files, not an appraisal and not listing comps. Confirm the range against local comparable listings before you price a lease or underwrite a deal.
Tax education — separate from this estimate
The number above is market context. It is not taxable rent received and it does not fill a tax worksheet unless you copy it yourself.