Market context
What the market shows
HUD Fair Market Rent, city reports, and the rent estimator describe statistical or voucher-related rent. They are not rents you received and not taxable income by default.
Home · Tax literacy
Educational · not tax advice
Four static worksheets that run in your browser. They teach how cash from a residential rental can be arranged on an educational worksheet — not how to file, e-file, or close a 1031.
Educational disclaimer
Educational only. This is not tax advice, legal advice, or a substitute for Form 1040, Schedule E, Form 8824, or a CPA. RentalAnalytics is not the IRS, HUD, or a 1031 qualified intermediary. Verify the current IRS publications and HUD documentation before you file, exchange, or set rents. Consult a CPA and, for exchanges, a qualified intermediary.
Tax-year assumption: educational illustration using IRS publications as they stood on 2026-09-06 (Pub. 527 and Pub. 946 then current). Not an official 2026 Form 1040 or Schedule E rate table. We do not invent 2026 brackets, 1250 rates, NIIT, or bonus lists.
Three layers — keep them apart
This hub will not print a blended “return after tax using live FMR.” HUD rent is a market statistic. Cash flow is money that moved. Tax education is how some of those items appear on a teaching worksheet.
Market context
HUD Fair Market Rent, city reports, and the rent estimator describe statistical or voucher-related rent. They are not rents you received and not taxable income by default.
Cash flow
Vacancy, operating expenses, and debt service belong on a P&L first. Mortgage principal is not an expense here; interest may be a worksheet category later.
Cash flow analyzer — operations math, not a tax return.
Tax education
Interest, depreciation, and exchange questions live here. They use numbers you type. They do not pull HUD into income and they do not file anything.
A simplified annual worksheet with Schedule E–style categories. Not a replica IRS form and not line-numbered like Schedule E.
Open worksheet →How educational net before depreciation moves when vacancy or an expense shock changes. Not a forecast.
Open worksheet →27.5-year mid-month illustration for building basis — land stays out. Not bonus depreciation and not cost segregation.
Open worksheet →Questions to take to a QI and a CPA. Not Form 8824 and not a deferred-gain calculator with fake precision.
Open checklist →EXAMPLE DATA - MUST BE VERIFIED BEFORE SHIP
A sample identity: $24,000 rents − $1,680 vacancy (7%) = $22,320 effective rent. That figure is a teaching identity, not rents from a property, not HUD FMR, and not a Schedule E result.
Worksheets do not call tax APIs and do not require a live HUD fetch. Market pages keep their own data strategy.